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Need to Refinance? Facing Foreclosure?

Maryland Mortgage is offering a new program for a limited time for 1st time homebuyers with a minimum student loan debt of $25,000.


PLEASE DO NOT WAIT FOR MEDIATION TO SAVE YOUR HOME. Call the Home Store as soon as you see trouble coming with your mortgage.

Maryland’s Foreclosure Mediation Law

If you’re facing foreclosure and your lender has declined to work with you, mediation could be an option. The opportunity for mediation occurs late in the foreclosure process and does not guarantee you will avoid foreclosure.

Click below to learn more about Mediation in Maryland.







The Hagerstown Home Store is a HUD-approved housing counseling agency. Contact us for free help understanding your mortgage options and negotiating with your lender.


Learn about the Federal program created to help millions of homeowners refinance or modify their mortgages.

Call the Home Store for an appointment.

arrowClick here to see if you qualify for help


BEWARE of Mortgage Foreclosure Fraud and Foreclosure Rescue Scams
If you think you are a victim of a rescue scam call
Spanish speaking homeowners can also call
410-230-6365 or 410-767-0392

arrowClick here to read more

"You Can Be a HomeOwner" Workshops



Click here for

Click here for more information and to register for one of our workshops.

April 28
May 10
6-9 pm
May 19
9am - noon
June 14
6-9 pm
June 23

9am - noon

We are now affiliated with ONLINE Counseling. Follow link for more information.

You can find free and objective homebuyer education, counseling, and resources under one roof at the
Hagerstown Home Store


From I-70: Take I-70 to Exit 32B, to Route 40 West/Hagerstown (Dual Highway). Go approximately 3 miles; road “forks” into a two-lane one-way street and becomes East Franklin Street, after McDonald’s and KFC. Continue through the next 3 lights, crossing Cannon, Mulberry and Locust Streets. Stay left.

The Hagerstown Home Store is on the left side, ground level, with prominently displayed signs. Turn left at mid-block into the Central Parking Lot, just before our building. Or, continue on Franklin Street, turn left on Potomac Street at City Hall, and park in the public garage on the right side of the street.

From I-81: Take Exit 6 toward Hagerstown. Follow Route 40 (now West Washington Street) approximately 2 miles to Downtown. Cross Potomac Street. At mid-block, turn left into the Central Parking Lot and park. Walk through the lot onto Franklin Street; turn left. Hagerstown Home Store is immediately on the left.

Address: 21 East Franklin Street, Hagerstown, MD, 21740

Hagerstown Home Store is a program of Hagerstown Neighborhood Development Partnership, Inc., a 501 (c) (3) nonprofit organization.

Hagerstown Home Store
21 East Franklin Street
Hagerstown, MD 21740
PHONE: (301) 797-0900



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